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Carver Financial Services

Helping you achieve your personal vision based upon your individual needs, goals and risk tolerance..

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  • Our Approach
    • Personal Vision Planning®
    • Wealth Management Services
    • Team Advantage
    • Our Partnership with You
  • About Us
    • Meet the Team
    • Our History
    • Awards & Recognition
    • Randy’s Story
    • Philanthropy
    • About Raymond James
  • Resources
    • Our Videos
    • Randy’s Blog
    • Raymond James Resources
    • Carver University
    • Client Access Videos
    • Client Communications
    • Seminar Material
    • Carver Financial ROKU® Channel
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    • Carver in the News
    • FAQs
  • Experiences
    • Our Events
    • Client Getaways
  • Contact Us
  • Client Login

Randy’s Blog

Our founder, Randy Carver, offers his thoughts on a number of financial topics and trends.

 
Marshmallows and Roth Conversions
Paige Courtot / May 2021

Marshmallows and Roth Conversions

Between 1967 and 1973, psychologist Walter Mischel, a professor at Stanford University, conducted what became his famous “marshmallow test” on ...
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Prevent Mistakes Instead of Trying to Fix Them
Paige Courtot / April 2021

Prevent Mistakes Instead of Trying to Fix Them

The greatest value of a great doctor, CPA, mechanic, financial advisor or other expert is not in treating symptoms or ...
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Volatility is Our Friend
Paige Courtot / March 2021

Volatility is Our Friend

The Merriam-Webster Dictionary defines volatility as “a tendency to change quickly and unpredictably.” Investopedia defines volatility as “a statistical measure ...
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The Five Biggest Mistakes Investors are Making (They are the Same as Always)
Paige Courtot / February 2021

The Five Biggest Mistakes Investors are Making (They are the Same as Always)

As we begin 2021, and people speculate on the impact of the new Presidential Administration, could the broader equity markets ...
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Avoid These Five Divorce Mistakes
Paige Courtot / January 2021

Avoid These Five Divorce Mistakes

One of the side effects of the coronavirus pandemic has been a big increase in the divorce rate in the ...
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Thanksgiving and Your Long-Term Plan
Paige Courtot / November 2020

Thanksgiving and Your Long-Term Plan

We are surrounded by unknowns. The coronavirus is still very much with us, as is much of the economic dislocation ...
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The Market Doesn't Care Who Wins the Election
Paige Courtot / November 2020

The Market Doesn’t Care Who Wins the Election

The record voter turnout and record early voting in 2020 have been just one indication of how high emotions are ...
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Who Should—and Does—Pay the Most Taxes?
Paige Courtot / October 2020

Who Should—and Does—Pay the Most Taxes?

Much of the following are topics I have written about before. Yet we continue to come back to the same ...
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Securities offered through Raymond James Financial Services, Inc., member FINRA / SIPC. Investment advisory services offered through Raymond James Financial Services Advisors Inc. Carver Financial Services is not a registered broker/dealer and is independent of Raymond James Financial Services.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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