Randy Carver and Dan McGinnis from Carver Financial Services Inc. discuss how business owners can attract and retain great employees while reducing potential fiduciary liability, reducing the cost of their retirement plan and most importantly minimizing the time they spend personally on the plan. The discussion focuses on important considerations for business owners that can be implemented immediately to reduce hassle and improve benefits. Randy Carver is the President and Founder of Carver Financial Services Inc. and an RJFS registered principal. Dan McGinnis is a CFP® professional and registered representative with RJFS.