A revolution is underway as we see incredible advances in technology. This is leading to new innovations in everything from medicine to communications, from how we eat to how we relax. The possibilities are almost unimaginable as things that were science fiction just a few years ago become reality today. The pace of change is growing exponentially and there are many opportunities for those who can see beyond the challenges and problems of today. At the same time there is a risk that many will miss this incredible opportunity.
With change and advancement comes increased complexity. Clearly the world, and our country, is faced with some big challenges; but we also have some huge opportunities. For years various people have talked about the coming collapse of the US economy and this continues today. Sometimes this is simply to sell their newsletter or product; a modern version of the snake oil salesmen 150 years ago. Sometimes it is simply to draw in readers or viewers to sell advertising. Generally partial or totally inaccurate “facts” are cited to support the claims that play upon peoples fear.
The reality is that the United States remains a global superpower of astounding strength. Advancements in technology, and discoveries of natural resources, are allowing us to be a global leader in manufacturing, net exporter of energy and safe-haven for foreign investors. Incredible amounts of wealth are being created for those who have the confidence, strength and vision to take advantage while those blinded by negativity may see their standard of living eroded. Consider that household net worth in the United States has increased by an amazing @ 30% just since 2007 to more than $85.7 trillion dollars (Calafia Beach Pundit 9/18/15).
The volume of information has continued to increase while the time to act upon it has dramatically shortened. Our Personal Vision Planning® process focuses on you and your needs, not specific investments or day to day trends. We partner with you to sort out what is relevant for you and what is not. The planning is not based upon predicting what markets or interests will do but rather on helping you maintain and enhance your standard of living while simplifying your life. We work with all clients developing a customized plan customized to your situation, monitoring the progress and then helping make adjustments over time.
We view your planning as a process that takes place over your lifetime rather than a specific event. For this reason, regular review appointments are very important to ensure that your portfolio continues to be properly allocated as your financial situation changes. We encourage you to visit our website—www.carverfinancialservices.com—to view a schedule of our upcoming educational seminars and to learn more about us. As always please contact us if you would like to meet or if we can otherwise be of service. We believe that there are amazing times ahead and we look forward to sharing the journey with you. Please contact us at randy.carver@raymondjames.com or (440) 974-0808 whenever we may be of service!
Interest Rates & The FED
