Randy’s blog

A Triumph of the Human Spirit

This month Sochi, Russia, will be the site of another major international multi-sport event – the 2014 Paralympic Games. From March 7 to 16, almost


When Bears Speak - Market Corrections, Media & Volatility

Why is it when the market moves up  the media uses phrases like –  “the market moved up today” or “the broad index was higher”


Reasonable Expectations 2014 and Market Facts

While the overall total return for the last decade has not been spectacular the S&P 500 stock index has been positive on a total return


Insurance cancellations and the president's response

Over the past several months, many people have received cancellation notices from their health insurance carriers, often accompanied by the explanation that their current insurance


Given the headlines in the media , it's no wonder there is concern and confusion among investors.

  "Recession Continues to Ravage State Budgets"       "Airline Industry Still Weak"  "Smaller Pay Raises Expected as Economic Slump Persists"  "U.S. Industry Now Operating at Only


Stocks up despite budget impasse, government shutdown

The third quarter of the year proved quite eventful. The Federal Reserve opted to wait a little longer before beginning to dial back its bond


Congress Returns

The only difference between death and taxes is that death doesn't get worse every time Congress meets.   Will Rogers Suppose you were an idiot, and suppose


Investors looking for answers from the Fed, government

August saw all three of the major U.S. stock market indexes fall into negative territory, as investors become more concerned about the possibility of rising


Beyond Taxes: 5 Reasons a Trust May Make Sense

Whether or not a trust makes sense for you is largely dependent on what your personal  estate planning goals and objectives are.   Moreover, the type


A volatile end to a great first half of 2013

During the first half of 2013, the U.S. stock markets had their best five-month start since 1999, but then came June. Through mid-May, investors continued


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