Randy’s blog

Don’t Miss The Revolution

A revolution is underway as we see incredible advances in technology. This is leading to new innovations in everything from medicine to communications, from how

Interest Rates & The FED

There has been much discussion about when the FED will increase interest rates and by how much. While no increase has taken place the markets

Asking the right questions about the Market and a Correction

It is not a matter of if general equity markets will correct but when and by how much. The real question we need to ask

Market Correction

We are now experiencing the market correction that has been anticipated and that we have spoken about for the last few years. This dip is

Why Are We Investing?

For most of us investing is a means to an ends – not just a hobby or the ultimate goal. We are investing to achieve

Protecting Your Identity

Identity theft is the fastest growing crime in the U.S., with more than 13 million victims each year (source Consumer Reports) . Just being careful


Over the long term, stocks have had greater total returns than bonds.  Over the short term, stocks have been much more volatile than bonds  Over

Rising Interest Rates & You – Do they matter?

We are not market prognosticators nor do we believe that short term changes in the broader equity or fixed income markets should dictate your investment

Increasing Government Revenues, Shifting The Tax Burden and helping Lower Income Americans- a proven but counter intuitive approach

The debate about changing the tax code comes up every election cycle.  The reality is that the way to increase revenues and shift the tax

Benchmark YOU

There is a natural tendency to want to compare our own portfolio to the Dow Jones Average or S&P 500 Index because that is what

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