Randy’s blog

New Bipartisan Law Encourages Retirement Saving

True bipartisan support of just about anything in Washington has become as rare as sightings of the Loch Ness monster — and almost a tale

Ultimate Vacation

It’s been said that retirement is the ultimate vacation. Many people spend more time researching and planning for their next vacation than they do for

Here We Go Again – Income Tax, Politics, and History

“Income tax returns are the most imaginative fiction being written today.” ― Herman Wouk The election season is in full swing, and once again, we are

Read This Before You React to Those Shocking Headlines About the Stock Market Dip

On August 14, 2019, the headlines were dire: “Dow Plummets 800 Points on Worsening Global Recession Fears” (Fox Business)“Dow Plummets More Than 800 Points on

Randy Carver and The Story of Carver Financial Services

I realized that life is short and needs to be enjoyed. Most of all, I learned that with a positive attitude and persistence, anything is possible.

It’s not what you make that matters; it's what you keep

The highest return isn’t always the one that puts the most in your pocket. Why? Because it’s not what you make that’s important, but what

Americans Are Better Off Now Than Ever Before

Bad news sells. Humans are hard-wired to focus more on negativity and bad news than on positivity and good news. Psychologists call this phenomenon “negativity

Not an Investment Brokerage – Something Different

Bill Graham, the legendary concert promoter, wrote about the Grateful Dead, “They are not the best at what they do; they are the only ones

Capitalism Isn't Fair - That's Why it Works

As we head into the 2020 election season, we are once again hearing the cry to move away from capitalism to socialism in the United

Ready, Aim, FIRE! How Early Can You Retire?

Many people think about retiring early and just enjoying themselves. This is the 100-mile view of the FIRE (Financial Independence, Retire Early) movement, which focuses

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