Randy’s blog

Here We Go Again – Income Tax, Politics, and History

“Income tax returns are the most imaginative fiction being written today.” ― Herman Wouk The election season is in full swing, and once again, we are


Read This Before You React to Those Shocking Headlines About the Stock Market Dip

On August 14, 2019, the headlines were dire: “Dow Plummets 800 Points on Worsening Global Recession Fears” (Fox Business)“Dow Plummets More Than 800 Points on


Randy Carver and The Story of Carver Financial Services

I realized that life is short and needs to be enjoyed. Most of all, I learned that with a positive attitude and persistence, anything is possible.


It’s not what you make that matters; it's what you keep

The highest return isn’t always the one that puts the most in your pocket. Why? Because it’s not what you make that’s important, but what


Americans Are Better Off Now Than Ever Before

Bad news sells. Humans are hard-wired to focus more on negativity and bad news than on positivity and good news. Psychologists call this phenomenon “negativity


Not an Investment Brokerage – Something Different

Bill Graham, the legendary concert promoter, wrote about the Grateful Dead, “They are not the best at what they do; they are the only ones


Capitalism Isn't Fair - That's Why it Works

As we head into the 2020 election season, we are once again hearing the cry to move away from capitalism to socialism in the United


Ready, Aim, FIRE! How Early Can You Retire?

Many people think about retiring early and just enjoying themselves. This is the 100-mile view of the FIRE (Financial Independence, Retire Early) movement, which focuses


Market Volatility and Algorithm Trading

Artificial intelligence is no longer a futuristic concept that we see unfolding only in movies. It’s real, and it’s affecting our everyday lives today —


Estate Planning Enters the Digital Age

Typically, when a new trend becomes mainstream, the U.S. government steps in and regulates the activity. Surprisingly, even though most Americans have a substantial amount


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