Randy’s blog
It’s not what you make that matters; it's what you keep
The highest return isn’t always the one that puts the most in your pocket. Why? Because it’s not what you make that’s important, but what
Americans Are Better Off Now Than Ever Before
Bad news sells. Humans are hard-wired to focus more on negativity and bad news than on positivity and good news. Psychologists call this phenomenon “negativity
Not an Investment Brokerage – Something Different
Bill Graham, the legendary concert promoter, wrote about the Grateful Dead, “They are not the best at what they do; they are the only ones
Capitalism Isn't Fair - That's Why it Works
As we head into the 2020 election season, we are once again hearing the cry to move away from capitalism to socialism in the United
Ready, Aim, FIRE! How Early Can You Retire?
Many people think about retiring early and just enjoying themselves. This is the 100-mile view of the FIRE (Financial Independence, Retire Early) movement, which focuses
Market Volatility and Algorithm Trading
Artificial intelligence is no longer a futuristic concept that we see unfolding only in movies. It’s real, and it’s affecting our everyday lives today —
Estate Planning Enters the Digital Age
Typically, when a new trend becomes mainstream, the U.S. government steps in and regulates the activity. Surprisingly, even though most Americans have a substantial amount
It’s Not as Bad as We Are Told
The news is full of gloom and doom. Some people have vowed not to read or watch news reports because it’s too overwhelmingly depressing. Every
It’s Not What You Make but What You Keep
When looking at how your investments are doing, we believe one of the most important factors to look at is not how much you make
Real Risks: Hurting Those We Are Trying to Help
We’ve all heard that when something sounds too good to be true, it usually is. Yet the promise of getting something for nothing can be